Head of Underwriting

Job title:Head of Underwriting, Motor Business Line

Location:France, UK, Spain, Belgium or Germany

OVERVIEW

The Head of Underwriting, reporting to the Head of Motor Business Line, is in charge of managing the Motor portfolio performance (45% of the total turnover of AXA Partners), including definition of action plans (lapse, cancellation, repricing). They give guidance to the underwriting team to perform the monthly monitoring of the portfolio with the AXA Partners local geographies, produce dashboards and liaise with the Finance for the P&L impacts.

As Head of Underwriting, you will be responsible for underwriting activities that includes pricing calculation and financial and fiscal schemes. You will provide support and approval for their team members, and for local underwriters in the AXA Partners geographies, on national and international underwriting requests. You may conduct research analysis and underwriting for special or complex deals.
You will work with GAM and KAM (Global and Key Account Manager) to prepare AXA Partners’ proposals for the international tenders, perform a risk assessment of the deals, prepare the financial offer and manage its validation by the AXA Partners Risk Committee & AXA Group. You will actively participate in the negotiations with the client.
You will lead strategic planning and budget target settings processes and be responsible for controlling and monitoring quantitative targets on a regular basis. You will also lead the construction of the global product and contract domain as part of the transformation program.
You will confer with Management and Executives to set department guidelines and objectives, and ensure that the underwriting and pricing guidelines are applied by all the stakeholders.
Your ultimate goal is to drive a disciplined underwriting policy, provide a clear view of portfolio profitability, improve technical excellence (including underwriting), pilot and monitor P&L KPIs ensuring consistency with Motor Business Line strategy deployment and in strong collaboration with all the different countries.

• Experienced and confident executive, with a strong background in international project management
• Experience of working effectively as part of an Executive Committee that is spread across international locations
• Ability to link and cooperate with the various stakeholders: internal (IT, Network, Operations, etc.), member of the validation committees (Head of TEX, CRO, CEO) and local geographies (CEO, sales team, Underwriters, etc.)
• Effective analytical and problem solving skills and a logical approach to work
• Confident decision making skills to weigh the risks and costs
• Ability to work to tight deadlines
• Excellent written and verbal communication
• Customer service skills
• Ability to interact efficiently with external partners (procurement, after sales, etc.) at a high level of seniority
• Negotiation skills and ability to influence others
• Fluency in English and French.