Credit Risk Data Analyst

Job content

Permanent contract , Belgium (Marnix)Your role & work environmentAs part of the development towards a “More Digital- and Data driven Bank”, ING is renewing the risk data management capabilities globally. The Risk Department has the objective to ensure that ING is and remains a safe and compliant Bank not only from a legal and regulatory perspective but also from a financial perspectiveCredit Risk has come to the center stage of banking again during these uncertain economic times. As a Credit Risk Data Analyst at ING, you will play a crucial delivery role in the data-driven culture supporting our internal & external stakeholders.Being part of the Credit Risk - Information Management team, you can make the difference for the bank by helping to steer the portfolio, managing recurrent internal & external reporting activities, or any other ad hoc reporting activity supporting the decisioning process of the Senior Management.Your Key ResponsibilitiesYou will create and generate reports on Credit Risk data and activities:

• identification and analysis of reporting requirements
• identification of the data and calculations necessary for this reporting, taking into consideration the different data sources to be used as an input
• creation of a reporting format in agreement with our internal clients
• implementation, automation and execution of reports

You Will Perform In-depth And Insightful Analyses

• performance of The necessary checks, including data quality controls, in order to validate the report
• identification of trends in the underlying data
• understand on how to link these trends to events and activities taking place in the Credit Risk field
• summarisation of all of this into findings and recommendations, and communication of these to the relevant partners

You Will Work On Reporting Areas Such As

• Loan to Value reporting, which became a key risk driver under the scrutiny of the National Bank of Belgium
• reporting for Credit Watchlist, Regularisation, Restructuring & Recovery portfolios, including portfolio dynamics
• reporting both in the field of recurrent internal / external reporting as ad-hoc reporting requests
• Follow-up of the preliminary risk cost, as well as material changes and subsequent events detected in our credit portfolios

We look forA colleague with atalent for taking it on and making it happen,enthusiasm forhelping others to be successfuland a knack for always being a step ahead. In other words, you strive to bring fresh ideas to life and embrace challenges in a fast changing and complex environment. You are a naturally collaborative person who listens and invests in others to achieve common goals. You love to challenge the status quo and are eager to propose creative solutions to problems.As a Data Analyst You Will Also Need

• Master’s degree in Mathematics, Economics, Computer Science, Information Management, Statistics or alike, and/or equivalent experience of minimum 1 to 3years within credit risk reporting
• an analytical mindset
• A curious and challenging attitude
• knowledge of reporting software such as SAS Enteprise Guide, SAS Visual Analyics, PowerBI, Cognos,…
• strong data visualization competences
• a previous experience with Banking products or Lending is a plus
• a good sense of humour

We offer youA clear purpose, an unique offer and a range of flexible compensation and other benefits:

• the opportunity to shape the reporting capabilities of the future
• the support to challenge the status quo at all times
• a variety of learning possibilities
• challenging projects & a steep learning curve
• the possibility to evolve from one job to another easily within CoE reporting, Finance & Risk, in order to build a full knowledge of the business in a major bank.

We redefine banking. What about you?There has never been a more interesting time to work at ING. We’re on a journey that’s centred around our customers, powered by technology and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We’re proud of that!