Credit Risk Data Analyst

Credit Risk Data Analyst

Permanent contract , Belgium (Marnix)

Your role & work environment

Credit Risk has come to the center stage of banking again during these uncertain economic times. As a Credit Risk Data Analyst at ING, you will play a crucial delivery role in the data-driven culture supporting our internal & external stakeholders.

Being part of the Information Management reporting team, you can make the difference for the bank by helping to steer the portfolio, managing recurrent internal & external reporting activities, or any other ad hoc reporting activity supporting the decisioning process of the Senior Management.

Your key responsibilities

You will create and generate reports on Credit Risk data and activities:

• identification and analysis of reporting requirements
• identification of the data and calculations necessary for this reporting, taking into consideration the different data sources to be used as an input
• creation of a reporting format in agreement with our internal clients
• implementation, automation and execution of reports

You will perform in-depth and insightful analyses:

• performance of the necessary checks, including data quality controls, in order to validate the report
• identification of trends in the underlying data
• provide appropriate insight to Finance department or internal revisors on observed evolutions in the Finrep tables
• understand on how to link these trends to events and activities taking place in the Credit Risk field
• summarisation of all of this into findings and recommendations, and communication of these to the relevant partners

You will work on reporting areas such as:

• Financial Reporting in collaboration with Finance Department
• Loan to Value reporting, which became a key risk driver under the scrutiny of the National Bank of Belgium
• Implementation of corrections on Loan Loss Provisioning in a governed way.
• reporting for Credit Watchlist, Regularisation, Restructuring & Recovery portfolios, including portfolio dynamics
• reporting both in the field of recurrent internal / external reporting as ad-hoc reporting requests

We look for

A colleague with atalent for taking it on and making it happen,enthusiasm forhelping others to be successfuland a knack for always being a step ahead. In other words, you strive to bring fresh ideas to life and embrace challenges in a fast changing and complex environment. You are a naturally collaborative person who listens and invests in others to achieve common goals. You love to challenge the status quo and are eager to propose creative solutions to problems.

As a Data Analyst you will also need:

• Master’s degree in Mathematics, Economics, Computer Science, Information Management, Statistics or alike, and/or equivalent experience of minimum 1 to 3years within credit risk reporting

• at least 2 years’ experience in fields related to loans, experience with products, systems or procedures
• a previous experience in Finrep reporting or any other regulatory reporting is a plus
• a thorough knowledge of reporting software such as SAS Enteprise Guide, SAS Visual Analyics, SQL,
• To be analytical: extremely curious, constantly looking for an explanation; analysing sharply, concise & to the point
• A “Think out of the box” attitude, and do not hesitate to challenge processes in place to gain in efficiency
• To take ownership on tasks assigned

We offer you

A clear purpose, a unique offer and a range of flexible compensation and other benefits:

• Personal growth & challenging work with endless opportunities to realise your ambitions
• An informal, dynamic environment with innovative colleagues supporting your endeavours
• A progressive and agile way of working, where new ideas are valued ahead of convention

Furthermore, within the Financial Risk department, you can count on a range of opportunities to invest in your personal and professional growth with:

• A fascinating job in the core of banking risk management challenges
• Integration of several area of expertise
• Contacts with various internal and external stakeholders

We redefine banking. What about you?

There has never been a more interesting time to work at ING. We’re on a journey that’s centred around our customers, powered by technology and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We’re proud of that!