Product Manager Mortgages

Description

You know and observe the mortgage market constantly to identify legal adaptations and innovations. The objective is to keep our credit offer very competitive while respecting the law.
You organize the pricing for the credit products of Record Credits.
You take the necessary initiatives to optimize the processes and procedures for credit products. Together with the process managers you will review and redesign our credit processes.
You are involved in the execution of all projects related to credit processes, i.e. detailed analysis, risk assessment, drafting of test plans, internal communication, ... Together with our project managers you ensure that each project is a success.
You are responsible for the publication and maintenance of product information on internal and external sites and for informing the sales network about product changes.
You manage the financial and other risks in the different applications used by Record Credits across the complete credit product chains.
You analyse new tools in the market that can contribute to a more efficient process or a better experience for customers and intermediaries.
You translate the fiscal and legal aspects of credit law into all underlying processes.
You collaborate and manage new projects:

• Definition of needs
• Identification of risks
• Drafting of a project schedule
• Coordination and monitoring of progress
• Writing of test plans
• Follow-up of the implementation
• Management of resources and budgets
• Internal communication with the project team and all parties involved (internal and external)
• Your first focus is on mortgage credit, but we may ask you to work on outstanding balances or consumer credit (depending on the schedule and workload).

Your profile

You preferably have a master’s degree in economics.
You have at least 3 years of experience in the field of credit and more specifically in mortgage credit (knowledge of outstanding balance insurance and consumer credit are additional assets).
If you have experience in the operation of projects, credit procedures and processes, this is an advantage.
You are proficient in Microsoft Office programs.
You have an excellent knowledge of French and Dutch, both written and spoken. In addition, you preferably have an active knowledge of English.
You have at least 5 years experience in a credit-related function.
You have the ability to keep a good overview of the entire credit chain, while playing a coordinating role. In addition, you have an eye for detail in every part of the process.
You are flexible and take firm decisions while respecting your colleagues.
You take initiative and can work both in a team and independently. You take responsibility for the tasks assigned to you and ensure that everyone in the value chain carries out the agreed tasks.
You have good organisational skills and planning is an essential skill. You are able to maintain an overview of the product life cycle at all times.

Offer

Our client offers a permanent contract