Associate - Transaction Management - Working Capital Solutions

Associate - Transaction Management - Working Capital Solutions

Associate: Commercial Products Specialist High Value Added, function class H

Permanent Contract , Full-time, Brussels

Your role and your work environment

Are you looking for…

• a stimulating professional environment within ING Wholesale Banking, in a growing business advising corporate clients in an international environment;
• an opportunity to work in a complex and varied position, on a wide variety of transactions and with many different colleagues and clients internationally;
• a unique balance between the excitement of being part of the deal team and the intellectual challenge of analysing and monitoring credit risks;
• a valuable experience in a dynamic and innovative team, which will broaden the career opportunities for a strong achiever.

Are you also someone who is…

• a critical and rigorous mind, with strong analytical and written drafting skills;
• able to balance commercial drive and risk awareness, with strong problem solving skills;
• able to synthesise and also to keep an eye for details;
• hands-on, flexible, pro-active and stress resilient, with a ‘can do’ mentality;
• keen to learn and striving for intellectual challenges;
• able to work autonomously and on several projects simultaneously ;
• a clear communicator, team player and client oriented;
• willing to travel for short periods, mainly within Europe and the US;

… then you could be our new Associate - Transaction Management.

Your work environment at ING…

ING is a leading global bank that provides its customers with a wide range of financial products and services. Within the Wholesale Banking division, which serves corporate clients in over 40 countries, the Working Capital Solutions / Receivables Finance business line originates, structures and manages complex and high value added working capital financing solutions based on trade receivables and securitisation techniques. The Brussels team is the global center of expertise for this product within ING Group and serves corporate clients around the world.

Your key responsibilities

As an Associate - Transaction Management, you will work within the Deal Teams on the credit risk management of a wide variety of complex receivables finance transactions:

• as a member of the deal team, you will contribute to the structuring of the transactions with a focus on credit risks;
• you will analyse and challenge complex transaction structures and you will assess the credit risks of the transactions and the creditworthiness of the clients;
• you will draft thorough financial analyses and credit application packages, and you will present your analyses to the credit committees;
• you will organise due diligences with external auditors and you will formulate recommendations;
• you will closely monitor and analyse the credit performance of the transactions and you will negotiate waiver requests with risk management;
• you will coach more junior team members;
• and you will contribute to special projects related to the development of the business.

We look for

A colleague with atalent for taking it on and making it happen,enthusiasm forhelping others to be successfuland a knack for always being a step ahead. In other words, you strive to bring fresh ideas to life and embrace challenges in a fast changing and complex environment. You are a naturally collaborative person who listens and invests in the team to achieve common goals. You love to challenge the status quo and are eager to propose creative solutions to problems.

As Associate - Transaction Management you will also need:

• an academic background in economics, management, law or equivalent;
• a relevant experience of min. 3 to 6 year specifically in corporate credit risk analysis, acquired either in a corporate credit risk department or in corporate lending. Or a relevant transaction management experience with a strong credit risk focus, acquired in another high value added wholesale banking product (e.g. securitisation, structured finance, acquisition finance, etc.);
• excellent written drafting skills, with an outstanding capability to articulate your arguments and to structure a critical and rigorous analysis in a comprehensive and synthetic manner;
• excellent English skills.

We offer you

A clear purpose, a unique offer and a range of flexible compensation and other benefits:

• personal growth & challenging work with endless opportunities to realise your ambitions;
• an informal, dynamic environment with innovative colleagues supporting your endeavours;
• a progressive and agile way of working, where new ideas are valued ahead of convention.

Furthermore, within Working Capital Solutions you can count on a range of opportunities to invest in your personal and professional growth, with challenging transactions & a steep learning curve.

We redefine banking. What about you?

There has never been a more interesting time to work at ING. We’re on a journey that’s centred around our customers, powered by technology and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We’re proud of that!